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29 Palms Personal and Professional Development LibGuide: Personal Financial Management

Personal Financial Management Program (PFMP)

The Personal Financial Management Program provides personal financial education, training and counseling at no cost to Marines/Sailors and their families.  A solid understanding of personal financial situations will give a better chance of achieving financial success during your career and help build confidence in facing financial challenges and responsibilities.  The program delivers training and education to service members and their families on a recurring basis at the unit level or on an individual basis.

Contact Information

Career Resource Office (CRO)

Building 1526, 7th Street
Phone: (760) 830-4032 



Hours of Operation - Monday - Friday: 7:30am - 4:00pm

Tax Preparation

With no VITA Tax Center on Base this year, the MilTax program offered through Military One Source is an extremely useful resource.  It offers FREE Federal and State Tax prep software, as well as one on one help from Military Tax Experts.  The program is available starting Jan 18th for Active Duty Servicemembers and immediate family members. 



Thrift Savings Plan (TSP) - 2024 Contribution Limits

Credit Reports

Military Service Members Can Obtain Free Credit Monitoring

 In times such as this when people should be helping and sharing.some of us are at our worst. Hackers included! Fortunately, the recent FTC Rule implemented a 2018 law. Accordingly, the nationwide credit reporting agencies; Equifax, Experian, and TransUnion are providing free electronic credit monitoring services to active duty service members and National Guard members. Credit monitoring services can alert consumers to mistakes or problems with their credit reports that might stem from the unauthorized use of their personal information to obtain credit.

Debt Management

If you are facing financial difficulty due to the National coronavirus and biohazard crisis, perhaps a Certified Debt Counselor can help.  NFCC certified Financial Counselor network at 1 (800) 388-2227.
Help is available with:
--Debt Management Plans
--Student Loan Counseling
--Small Business Owner Financial Coaching
--Credit Report Reviews
--Credit Health Education
--Homeownership Counseling
--Reverse Mortgage Counseling
--Foreclosure Prevention
--Bankruptcy Counseling

Credit Score

News, Resources & Consumer Advocacy

Federal Trade Commission - What To Know About Cryptocurrency - Confused about cryptocurrencies, like bitcoin or Ether (associated with Ethereum)?  You are not alone.  Before you invest in cryptocurrency, know what makes it different from cash and other payment methods, and how to spot cryptocurrency scams or detect cryptocurrency accounts that may be compromised. 


See informational handouts below!